A North Madison County homeowner's roof was struck by 1.75" hail in a confirmed regional event. We inspected within a week of the storm, filed a claim, and delivered a full replacement with Class 4 impact-resistant shingles to qualify for ongoing insurance discount.
The Problem
Major hail event with 1.75" stones confirmed by NWS Huntsville. Visible bruising on every slope, lost granules, dented gutters and downspouts.
Conditions
Late-spring severe weather outbreak — confirmed hail and 60 MPH winds across north Madison County.
Project Scope
- Full inspection within 5 days of the event
- Photo documentation by slope and elevation
- Insurance claim filing assistance
- Adjuster meeting on-site
- Full tear-off and replacement
- Class 4 IR shingle upgrade for future insurance discount
- Replace damaged gutter sections
Materials Used
| Shingles | Owens Corning Duration STORM IR (Class 4 impact) |
| Underlayment | Deck Defense synthetic |
| Ice/Water Shield | WeatherLock at eaves and valleys |
| Gutters | Replaced 60 LF of damaged 6" K-style |
Timeline
- Day 1Storm hits, homeowner contacts us next morning
- Day 3Free inspection, bruise documentation
- Day 7Claim filed with documentation packet
- Day 12Adjuster on-site with our team
- Day 18Full replacement approved at RCV
- Day 28Install complete with IR upgrade
Insurance Details
Full RCV payout. Class 4 upgrade paid by homeowner (~$1,400) — offset by ongoing 15% wind/hail discount on policy.
Warranty
Owens Corning Platinum warranty (50-year material) plus our 10-year workmanship.
Outcome
Roof replaced before storm season ramped further. Homeowner now insured at a lower wind/hail rate going forward.